Joining a Workplace Pension Scheme
If your employer offers a workplace pension scheme then it is likely to provide you with the best route to saving for your retirement assuming you are eligible to join it. Workplace pensions normally have the added advantage that your employer will contribute too. Any money you put into the scheme will be topped up twice, first by your employer and second by the government through tax relief.
Whether your employer contributes or not, there are likely to be advantages to joining your employer’s scheme. The scheme is likely to have reduced charges (although this is not always the case so you should check), it is normally easy to join and in most cases your contributions will be taken directly from your pay.
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